HELOC Calculator
Calculate your available home equity line of credit based on your property value
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Your Property
Home Value$550,000
$100,000$3,000,000
Mortgage Balance$350,000
$0$550,000
HELOC Rate8.50%
5.000%15.000%
Available HELOC Line
$117,500
Based on 85% combined LTV
Strong position — about $117,500 available at 63.6% LTV, roughly $1,020/mo if fully drawn.
Equity Analysis
Home Value$550,000
Mortgage Balance$350,000
Total Equity$200,000
Current LTV63.6%
Max HELOC Line$117,500
Est. Payment (if fully drawn)$1,020/mo
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