HELOC Calculator

Calculate your available home equity line of credit based on your property value

Your Property

Home Value$550,000
$100,000$3,000,000
Mortgage Balance$350,000
$0$550,000
HELOC Rate8.50%
5.000%15.000%

Available HELOC Line

$117,500

Based on 85% combined LTV

Strong position — about $117,500 available at 63.6% LTV, roughly $1,020/mo if fully drawn.

Equity Analysis

Home Value$550,000
Mortgage Balance$350,000
Total Equity$200,000
Current LTV63.6%
Max HELOC Line$117,500
Est. Payment (if fully drawn)$1,020/mo

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CA DRE #01212512 • NMLS #2787839