Refinance Calculator
Compare your current mortgage to a new loan and see how much you could save
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Current Loan
Current Balance$380,000
$50,000$2,000,000
Current Rate7.50%
3.000%12.000%
Years Remaining28 years
130
New Loan
New Rate6.50%
3.000%10.000%
New Term:
Cash-Out Amount$0
$0$200,000
Closing Costs$5,000
$0$20,000
Monthly Savings
+$307
Break-even: 16.3 months
Break-even in 17 months — solid. You recoup closing costs fast, then keep $307/mo.
Comparison
Current Payment$2,709
New Payment$2,402
Monthly Savings+$307
Annual Savings+$3,684
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